Global Legal Insights – Fintech 2026: Poland’s map of innovation and regulation

The NewTech Practice Group at Kochański & Partners has authored the Polish chapter of the eighth edition of Global Legal Insights Fintech 2026.

The publication offers a comprehensive analysis of the most significant regulatory developments and market trends in fintech – from the growth of digital payments to the rapid expansion of RegTech and InsurTech.

Poland is currently one of the most innovative payment markets in Europe, with exceptionally high adoption rates for mobile and digital payments. A prime example is BLIK – simple to use and deeply embedded in everyday life.

Poles have developed models of effective cooperation between banks, regulators and fintechs that are now becoming a benchmark for building European payment sovereignty.

Having rapidly transitioned from traditional to mobile payments, Poland now offers unique expertise in scaling innovation through infrastructure, building trust in digital financial tools and striking the right balance between market dynamics and regulatory requirements.

For companies planning to expand into the CEE region or seeking inspiration to build their own payment ecosystems, Poland’s fintech landscape is a valuable source of insight.

Find out more here